Our Services
Will the money last? We answer it with a plan, not a pitch.
What's Included
A year-by-year model of your income — pension, Social Security, savings — against the life you actually want. We stress-test it against bad markets early in retirement, then revisit it every year as things change.
We compare each payout option side by side, including what it leaves a surviving spouse, before you make a choice that is hard to reverse.
When each of you claims changes your income for life. We model the options against the rest of your plan.
Which account pays the bills, in what order, and how much stays in cash so a down market doesn't force a sale.
We review your Medicare enrollment choices and how you'd cover long-term care, so both are in the plan before you need them.
Every year we update the plan with real numbers and adjust for what changed in your life, the markets and the tax code.
How We Work
A no-cost conversation about where you are, what you're worried about, and what a good retirement looks like to you.
We model your income, taxes and risk, then walk you through a plan you can actually understand and adjust.
Accounts open at Charles Schwab in your name; we build and fund the portfolio around your plan.
Ongoing management, rebalancing and check-ins — proactive when markets or your life change.
More from Foxgrover
A first conversation is free, unhurried, and comes with no obligation. Bring your questions.