Our Services
Find the risks before they find you.
What's Included
Sequencing risk, longevity risk, inflation and concentration mapped before they matter. The goal isn't to predict markets — it's to make sure one bad year doesn't reshape the next thirty.
A bad market early in retirement does more damage than one later. We plan your first years of withdrawals with that in mind.
We test the plan against a long life and rising prices, not just average assumptions.
If a large share of your savings sits in one stock or fund, we map out ways to reduce the exposure with taxes in view.
We show you what a rough stretch could look like for your plan, in plain numbers, before it happens.
How We Work
A no-cost conversation about where you are, what you're worried about, and what a good retirement looks like to you.
We model your income, taxes and risk, then walk you through a plan you can actually understand and adjust.
Accounts open at Charles Schwab in your name; we build and fund the portfolio around your plan.
Ongoing management, rebalancing and check-ins — proactive when markets or your life change.
More from Foxgrover
A first conversation is free, unhurried, and comes with no obligation. Bring your questions.